Get payment details sooner without paper delays
After a claim is processed, remittance data explains how and why it was paid. Electronic Remittance Advice (ERA) delivers that information electronically, often before paper EOBs arrive.
Faster access to payment information
Receive remittance data shortly after claim processing, without waiting for mailed EOBs.
Clear visibility into adjustments and denials
View how each claim was paid, reduced, or denied with associated codes and explanations.
More efficient posting workflow
Use ERA data to support payment posting within your billing system.
What information is included in an ERA?
Each ERA provides structured data about how a payment was calculated and applied.
- Payment amounts per claim
- Adjustments and write-offs
- Denial reasons and associated codes
- Check or EFT details (date, amount, reference number)
- Breakdown of claims included in the payment
What you can do with ERA through Cortex EDI
Access & Storage
- Retrieve ERAs electronically from multiple payers
- Store remittances securely online
- Search ERAs by patient, claim, or payment details
Viewing & Formats
- View remittances in a standardized format across payers
- Access both machine-readable (835) and human-readable formats
- Print full remittances or individual patient pages
Payment Posting Support
- Use ERA data to support posting payments and adjustments
- Export or integrate ERA files with your billing system
- ERA data can be used for posting within your PMS
Where ERA fits in your billing process
ERA is the final step in the claims cycle — connecting payment back to your billing team.
Submit claims through your clearinghouse
Send claims to payers electronically via Cortex EDI or your existing clearinghouse.
Payer processes the claim
The insurance payer adjudicates the claim and calculates the payment, adjustment, or denial.
ERA is generated with payment details
The payer generates an 835 remittance file containing payment amounts, adjustments, and denial codes.
Download ERA from Cortex EDI
Retrieve the ERA electronically through the Cortex EDI portal — in machine-readable or human-readable format.
Use ERA data to post payments and review adjustments
Apply the remittance data within your billing system to post payments and reconcile balances.
Built for teams managing payments and reconciliation
Anyone who posts insurance payments or reconciles remittances.
Frequently asked questions
An Electronic Remittance Advice (ERA) is an electronic version of an Explanation of Benefits. It shows how each claim was processed — what was paid, adjusted, or denied — and is delivered in a structured 835 file format.
ERAs are often available shortly after claim processing — sometimes before a paper EOB would arrive in the mail. Timing depends on the payer.
No. ERA data reflects payer processing results at the time of generation and can change. It does not guarantee that payment has been issued or that the amount is final.
No. ERA files can be used alongside your existing billing system. You can download the 835 file and use it within your PMS, or view remittances in human-readable format through the Cortex EDI portal.
ERA is available for Medicare, Medicaid, and many commercial payers. Availability depends on individual payer support for electronic 835 transmission.
ERA works best with
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